How Much Deposit Do I Need For A Buy-to-Let Property?

inside a buy to let home

There are many rules and regulations that you must follow when it comes to buy-to-let mortgages, and if you want to invest in property, understanding how a buy-to-let mortgage works is essential. Whether you are a first-time buyer or this is your 10th property, this blog will help you gain further insight into how a […]

Is Buy-to-Let Still Worth It in 2025?

row of houses for buy to let

It is becoming more and more expensive to become a landlord. With changing tax rules, rising mortgage rates, and increasing regulation, you’re probably wondering “Is buy to let still worth it?”.  That’s what we’ll be exploring in this blog post. Read on for all the up-to-date information you need about buy-to-let in 2025, and whether […]

First-Time Home Buyer Schemes You Need to Know About

keys in the door of someone's newly bought home

If you are looking to buy your first home, there are plenty of options available that will help you afford the mortgage sooner than you may have initially thought. These options are typically called first-time buyer schemes and are designed for those who may need an extra helping hand with buying their first home. The […]

Buy-to-Let Mortgages Explained

buy-to-let

Buy-to-let (BTL) mortgages are specifically designed for people who want to buy a property and rent it out to tenants instead of living in it themselves.  If you’re considering property as an investment, or want to start letting out your property, you need to know how buy-to-let mortgages work. We’ve got you covered – read […]

Do You Need A Deposit To Remortgage?

two people sat down at table discussing paperwork

In the process of a remortgage? Then you may have many questions about how they work. No matter what your situation is, knowing the ins and outs of remortgaging can be useful moving forward. As a mortgage broking firm, one of the questions that we get asked consistently is whether you need to put down […]

The Pros and Cons of Equity Release

pros and cons of equity release - JG Mortgage Services

Equity release is a great option for homeowners who want to access some of the money tied up in their home without selling or moving. Whether you’re looking to boost your retirement income, pay off debts, or fund a big purchase, equity release can help you unlock cash from your property. But is equity release […]

The Pros and Cons of Gifted Deposits

person holding coins next to a model of a house.

For most people in the UK, house prices can be a difficult thing to overcome and can take years to fully save up, even just for a deposit. A great way to navigate this is with the use of gifted deposits. In this blog, we are going to be discussing what gifted deposits are, how […]

The Pros and Cons of Shared Ownership

happy family playing together in their home

Shared ownership is a popular option for people who want to buy a home but can’t afford to purchase one entirely. It involves buying a part of a property and paying rent on the rest, making it a more affordable choice for first-time buyers and those with smaller savings. But, like any housing plan, shared […]

First-Time Buyer Mortgage With Bad Credit: Our Top Tips

First-Time Buyer Mortgage With Bad Credit: Our Top Tips

If you have a bad credit rating, finding a mortgage deal can feel daunting. At JG Mortgages Services Limited, we specialise in helping clients with various credit ratings secure mortgages. Bad credit shouldn’t stop you from pursuing home ownership. While obtaining a mortgage with bad credit may have challenges, our friendly and knowledgeable team at […]

What Does A Mortgage Broker Do?

Mortgage Broker holding a small house and using a calculator

When buying a house, many people struggle to find the right mortgage option for them. This is where a mortgage broker comes in. Simply put, a mortgage broker helps borrowers connect with lenders and looks for the best lender for the borrower’s interest-rate needs and financial situation. A mortgage broker serves as an intermediary between […]