Mortgage Broker Chester

Who We Are

At JG Mortgage Services, we combine expert mortgage advice with a modern, streamlined approach to make the home-buying and remortgaging process as simple and stress-free as possible. As an independent mortgage broker based in Chester, we search a wide range of lenders to find a solution tailored to your individual circumstances.

From your initial consultation through to completion, we manage the entire process on your behalf, liaising with lenders, estate agents and solicitors, while keeping you informed every step of the way.

With market-leading technology, proactive communication and a dedicated Broker and Case Manager, we deliver a smooth, efficient experience backed by trusted five-star service.

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Our Services

Our mortgage broker service offers tailored, expert advice for clients in Chester and across the UK. Whether you’re buying your first home, moving house, remortgaging, purchasing a buy-to-let, or searching for a unique or historic property, we’re here to help.

Our modern, streamlined approach combines expert advice with the latest technology to make the mortgage process as smooth and stress-free as possible. From your initial consultation through to completion, we manage every stage on your behalf, keeping you informed every step of the way.

First Time Buyer Mortgages

Our Chester mortgage brokers work closely with first-time buyers. We help you understand and enjoy the process of purchasing a new home, sharing your excitement with you from start to finish.

Home Mover Mortgages

Moving home doesn't have to be stressful. We will guide you through to ensure a smooth transition that's both straightforward and enjoyable.

Remortgages

With so many remortgage options to choose from, it's easy to feel overwhelmed. Our expert support makes the process simple, and together, we'll create a clear strategy and provide tailored financial advice.

Buy to Let Mortgages

Our mortgage advisors in Chester welcome all landlords, including first-time landlords or those with more experience. We offer bespoke assistance when you buy or remortgage a rental property.

Mortgages for Limited Company Directors

If you're a limited company director, we can help you secure a mortgage with a great deal. Despite your financial profile being somewhat complex to traditional lenders, we can provide a more tailored approach to support you.

CIS Contractor Mortgages

CIS mortgages can be complex, which is why our Chester mortgage brokers are here to help by ensuring you have all the information you need to demonstrate affordability and income stability.

Other Services We Provide

Our experienced team offers advice across a wide range of mortgage and protection solutions, including self-employed mortgages, bad credit mortgages, debt consolidation remortgages, shared ownership, shared equity, Joint Borrower Sole Proprietor (JBSP) mortgages, income protection, and mortgage protection (life and critical illness insurance), to name just a few. Whatever your circumstances, you’ll receive personalised, jargon-free advice and guidance from our highly experienced team, with recommendations tailored to your individual needs and goals.

Our Key Principles

Trust

Respect

Integrity

JG’s Mortgages Services Limited’s Key Principles – Trust, Respect and Integrity.

These three principles build the foundations of JG Mortgage Services Limited’s brokerage. We will always put our customers first, guaranteeing that we always have our customers’ best interests at heart by providing the correct and most suitable advice.

Your Trusted Mortgage Broker in Chester

At JG Mortgages, our mortgage brokers in Chester have access to a panel of high street and specialist lenders. We help you find the best mortgage for your personal situation, thanks to our knowledge, reliability, and jargon-free service. Appointments are available seven days a week, either online, by phone, or in person.

Our three core principles are trust, respect, and integrity. We always put our customers first and have their best interests at heart by providing the best-suited service and bespoke advice.

Fill out our contact form today to arrange an appointment with your Chester mortgage broker.

Mortgage Advisor Chester FAQs

A mortgage broker helps you find and secure the right mortgage deal by comparing a wide range of lenders. At JG Mortgages, we handle the entire process for you, from sourcing the best rate to managing the application and liaising with third parties. 

Yes, we cover a range of locations in the UK, including the nearby cities of Liverpool and Manchester

Our broker fee is based on your individual circumstances and the complexity of your mortgage. We’ll always agree any fee with you upfront, with no hidden costs.

We never charge an upfront fee – our fee is only payable once we have successfully secured your mortgage. Existing clients can also benefit from our Client Loyalty Scheme, with reduced or waived fees on eligible remortgages and product transfers.

How much you can borrow depends on your income, financial commitments, credit history, and deposit size. Use our mortgage calculator at the top of our homepage for a quick estimate, or contact us for a more accurate figure.

Mortgage offers are issued within roughly 2 to 6 weeks, and remortgaging takes around 4 to 8 weeks. Our mortgage brokers in Chester will keep you updated throughout the process while working closely with estate agents, solicitors, and lenders to avoid delays.

Yes, Chester is a desirable place to live in the UK! The historic city and surrounding areas are home to a range of schools, walking routes, and local amenities that make it the perfect place to reside.