Mortgage Broker Chester

Who We Are

At JG Mortgage Services, we combine expert mortgage advice with a modern, streamlined approach to make the home-buying and remortgaging process as simple and stress-free as possible. As an independent mortgage broker based in Chester, we search a wide range of lenders to find a solution tailored to your individual circumstances.

From your initial consultation through to completion, we manage the entire process on your behalf, liaising with lenders, estate agents and solicitors, while keeping you informed every step of the way.

With market-leading technology, proactive communication and a dedicated Broker and Case Manager, we deliver a smooth, efficient experience backed by trusted five-star service.

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Izzy Hosking profile picture
Izzy Hosking
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After originally contacting JG Mortgages last year, they worked closely with us until we were able to get a better mortgage deal. They gave us genuinely human advice and there have been times where me and my partner have felt like we’re the only case that Josh and Joel have been dealing with because their communication is so thorough and they go way above and beyond what is normally expected of a mortgage broker. Josh and Joel are worth their weight in gold! We are so over the moon with that we’ve finally been able to get a full mortgage offer, despite it taking a little longer than expected to get there (which was through no fault of theirs), but are so excited to finally be moving into our dream first home!
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Ellie Harrison profile picture
Ellie Harrison
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Couldn’t recommend Joel and Josh enough! They have been so helpful throughout the entire process, answering all our questions and giving quick responses. Worth every penny!
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niamh dromgoole profile picture
niamh dromgoole
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I cannot thank Josh and Joel enough for their help literally from start to finish of the whole process. They guided me and listened to all my silly questions as I really didn’t have clue where to start! Went above and beyond to help me secure the best deal. Thanks both
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Jade Martin profile picture
Jade Martin
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This is our third time using JG Mortgages and we wouldn’t use anyone else. Both Josh and Joel go above and beyond to provide an exceptional service! Communication is second to none and they really can’t do enough for you. Always receive excellent service and always recommend to friends. Thanks both!!
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BiancaSophia profile picture
BiancaSophia
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Thank you so much! Josh and Joel were amazing from the beginning of the journey right to the end. They offer continual support throughout the whole process which is was invaluable to us. I couldn’t recommend enough♥️
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luke graham
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10/10 service
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Luci Thomas profile picture
Luci Thomas
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Can't recommend Josh & joel highly enough. from day one both were very welcoming, informative and truly invested in securing us the best deal possible for our remortgage. What we feared would be a long and stressful process ended up being the complete opposite, with Josh and Joel both being so chilled laid back and knowledgeable this really put us at ease, nothing was ever to much trouble for them and constant updates made the whole process go so smoothly and quick, again making things as stress free as possible for us. Will definitely be using JG Mortgage services again in the future and would highly anyone & everyone to do the same.
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Risje Ditchburn profile picture
Risje Ditchburn
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I just wanted to say how incredible Josh and Joel have been throughout the entire process of helping us with our new home. From the very beginning, they took the time to explain everything clearly, kept us updated throughout, checked in regularly, and were always supportive and understanding. Even after our mortgage was accepted, they continued to be there for us. No question ever felt like a hassle, and they were always happy to help. They made what could have been a stressful experience so much simpler and smoother. I would highly recommend Josh and Joel to anyone, whether you’re a first-time buyer or selling your home. Their professionalism, knowledge, and genuine care made all the difference. Thank you both for all your help! Xxx
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Josh Dursley profile picture
Josh Dursley
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Excellent service start to finish. Would highly recommend!
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ashley gray profile picture
ashley gray
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Amazing team at JG mortgages. Always readily available to answer questions and making the process a lot quicker and less stressful. Highly recommend

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Our Services

Our mortgage broker service offers tailored, expert advice for clients in Chester and across the UK. Whether you’re buying your first home, moving house, remortgaging, purchasing a buy-to-let, or searching for a unique or historic property, we’re here to help.

Our modern, streamlined approach combines expert advice with the latest technology to make the mortgage process as smooth and stress-free as possible. From your initial consultation through to completion, we manage every stage on your behalf, keeping you informed every step of the way.

First Time Buyer Mortgages

Our Chester mortgage brokers work closely with first-time buyers. We help you understand and enjoy the process of purchasing a new home, sharing your excitement with you from start to finish.

Home Mover Mortgages

Moving home doesn't have to be stressful. We will guide you through to ensure a smooth transition that's both straightforward and enjoyable.

Remortgages

With so many remortgage options to choose from, it's easy to feel overwhelmed. Our expert support makes the process simple, and together, we'll create a clear strategy and provide tailored financial advice.

Buy to Let Mortgages

Our mortgage advisors in Chester welcome all landlords, including first-time landlords or those with more experience. We offer bespoke assistance when you buy or remortgage a rental property.

Mortgages for Limited Company Directors

If you're a limited company director, we can help you secure a mortgage with a great deal. Despite your financial profile being somewhat complex to traditional lenders, we can provide a more tailored approach to support you.

CIS Contractor Mortgages

CIS mortgages can be complex, which is why our Chester mortgage brokers are here to help by ensuring you have all the information you need to demonstrate affordability and income stability.

Other Services We Provide

Our experienced team offers advice across a wide range of mortgage and protection solutions, including self-employed mortgages, bad credit mortgages, debt consolidation remortgages, shared ownership, shared equity, Joint Borrower Sole Proprietor (JBSP) mortgages, income protection, and mortgage protection (life and critical illness insurance), to name just a few. Whatever your circumstances, you’ll receive personalised, jargon-free advice and guidance from our highly experienced team, with recommendations tailored to your individual needs and goals.

Our Key Principles

Trust

Respect

Integrity

JG’s Mortgages Services Limited’s Key Principles – Trust, Respect and Integrity.

These three principles build the foundations of JG Mortgage Services Limited’s brokerage. We will always put our customers first, guaranteeing that we always have our customers’ best interests at heart by providing the correct and most suitable advice.

Your Trusted Mortgage Broker in Chester

At JG Mortgages, our mortgage brokers in Chester have access to a panel of high street and specialist lenders. We help you find the best mortgage for your personal situation, thanks to our knowledge, reliability, and jargon-free service. Appointments are available seven days a week, either online, by phone, or in person.

Our three core principles are trust, respect, and integrity. We always put our customers first and have their best interests at heart by providing the best-suited service and bespoke advice.

Fill out our contact form today to arrange an appointment with your Chester mortgage broker.

Mortgage Advisor Chester FAQs

A mortgage broker helps you find and secure the right mortgage deal by comparing a wide range of lenders. At JG Mortgages, we handle the entire process for you, from sourcing the best rate to managing the application and liaising with third parties. 

Yes, we cover a range of locations in the UK, including the nearby cities of Liverpool and Manchester

Our broker fee is based on your individual circumstances and the complexity of your mortgage. We’ll always agree any fee with you upfront, with no hidden costs.

We never charge an upfront fee – our fee is only payable once we have successfully secured your mortgage. Existing clients can also benefit from our Client Loyalty Scheme, with reduced or waived fees on eligible remortgages and product transfers.

How much you can borrow depends on your income, financial commitments, credit history, and deposit size. Use our mortgage calculator at the top of our homepage for a quick estimate, or contact us for a more accurate figure.

Mortgage offers are issued within roughly 2 to 6 weeks, and remortgaging takes around 4 to 8 weeks. Our mortgage brokers in Chester will keep you updated throughout the process while working closely with estate agents, solicitors, and lenders to avoid delays.

Yes, Chester is a desirable place to live in the UK! The historic city and surrounding areas are home to a range of schools, walking routes, and local amenities that make it the perfect place to reside.