At JG Mortgage Services, we combine expert mortgage advice with a modern, streamlined approach to make the home-buying and remortgaging process as simple and stress-free as possible. As an independent mortgage broker based in Chester, we search a wide range of lenders to find a solution tailored to your individual circumstances.
From your initial consultation through to completion, we manage the entire process on your behalf, liaising with lenders, estate agents and solicitors, while keeping you informed every step of the way.
With market-leading technology, proactive communication and a dedicated Broker and Case Manager, we deliver a smooth, efficient experience backed by trusted five-star service.
EXCELLENT Based on 243 reviews Posted on Google luke grahamTrustindex verifies that the original source of the review is Google. 10/10 servicePosted on Google Luci ThomasTrustindex verifies that the original source of the review is Google. Can't recommend Josh & joel highly enough. from day one both were very welcoming, informative and truly invested in securing us the best deal possible for our remortgage. What we feared would be a long and stressful process ended up being the complete opposite, with Josh and Joel both being so chilled laid back and knowledgeable this really put us at ease, nothing was ever to much trouble for them and constant updates made the whole process go so smoothly and quick, again making things as stress free as possible for us. Will definitely be using JG Mortgage services again in the future and would highly anyone & everyone to do the same.Posted on Google Risje DitchburnTrustindex verifies that the original source of the review is Google. I just wanted to say how incredible Josh and Joel have been throughout the entire process of helping us with our new home. From the very beginning, they took the time to explain everything clearly, kept us updated throughout, checked in regularly, and were always supportive and understanding. Even after our mortgage was accepted, they continued to be there for us. No question ever felt like a hassle, and they were always happy to help. They made what could have been a stressful experience so much simpler and smoother. I would highly recommend Josh and Joel to anyone, whether you’re a first-time buyer or selling your home. Their professionalism, knowledge, and genuine care made all the difference. Thank you both for all your help! XxxPosted on Google Josh DursleyTrustindex verifies that the original source of the review is Google. Excellent service start to finish. Would highly recommend!Posted on Google ashley grayTrustindex verifies that the original source of the review is Google. Amazing team at JG mortgages. Always readily available to answer questions and making the process a lot quicker and less stressful. Highly recommendPosted on Google Holly FlahertyTrustindex verifies that the original source of the review is Google. Josh & Joel from JG Mortgage Services have been amazing helping me to secure a mortgage as a first time buyer with little knowledge about buying a home and complex circumstances - I really couldn’t recommend them enough! ⭐ ⭐⭐⭐⭐ From the very start of the process they have been so professional, informative and approachable. I was never left unsure of anything - their guidance was second to none. I was expecting the process to be stressful, however they completely took the stress away! Communication has been brilliant from the start and they have consistently updated me throughout the process and have always been at the end of the phone to promptly deal with any queries - no matter how small. Even after receiving my mortgage offer, Josh went above and beyond and managed to secure a better interest rate. He also reassured me that he will continue to support me up until completion to ensure everything goes smoothly. I’ll definitely be recommending JG Mortgage Services to all of my family and friends and look forward to working with them again in the future. Thank you so much both of you, I really appreciate everything. ☺️Posted on Google Tia Richards-MooreTrustindex verifies that the original source of the review is Google. Perfect for me and my partner who are first time buyers, Josh and Joel have been fantastic, very easy to talk to, They help explain everything and make it very easy to understand the whole process , can’t recommend them enough. They work really hard to find the best deals about. Thank you Josh and Joel 😀Posted on Google Nathan StringfellowTrustindex verifies that the original source of the review is Google. Joel and Josh were very helpful with finding the right mortgage offers available. They were adapted promptly when situations changed and were very informative. Thank you both for your hard work and helping us! High reccomend.Posted on Google Aishah AsgharTrustindex verifies that the original source of the review is Google. Joel and Josh have been absolute lifesavers throughout my journey of finding the right home! As a first-time buyer, the entire experience is daunting and overwhelming; however, with JG, my main responsibility was to find a house I liked, which was admittedly the hardest part 😭 Joel was endlessly supportive and positive while I was losing hope. He kept me encouraged, and even when I needed a break, he was patient and didn’t pester, which I can’t stress enough how appreciative we are of. When we finally found the house that was right for us, JG put the offer in, negotiated a price, and we were accepted immediately! The constant support, patience, expertise, and easy-going nature of Josh and Joel is unmatched and not to be taken for granted. They have really saved me so much energy and stress, and I feel incredibly grateful to have stumbled upon them via a colleague’s recommendation. It is hard to find people who don’t see you as just another number in the system, as well as brokers who aren’t old-fashioned in their ways of working. JG are 💯 without a doubt worth their weight and more. I will definitely be keeping them close to my heart for when I will undoubtedly need to use their services again. Editing this review: As we have progressed with the process of the house buying journey, I can't stress how imperative and supportive Joel has been. Juggling work commitments, personal life, and managing the house move and all the paperwork etc. associated with it, I can say without a doubt I would have been infinitely more stressed out and overwhelmed with the whole journey. Joel has been so supportive and acting as the mediator and go between has really helped make this whole process infinitely smoother. As a first time buyer and having used JG services, it has put me into an extremely relaxed state and has me thinking, is this meant to be this easy? Because it has been exceptionally smooth and easy, I don't think I could do without them if I had to repeat this process.Posted on Google Gillie ParryTrustindex verifies that the original source of the review is Google. After receiving a Section 21 notice from our landlords two months ago—having lived there for 15 years—my husband reached out to Josh. He was incredibly helpful, saw us right away, and got the ball rolling as quickly as possible. Because of previous poor credit and I am self-employed, we honestly didn’t think buying was even a possibility. We spent our 20s getting in and out of debt, so we truly thought our time in this house was over. However, Josh and Joel made the impossible happen. Not only are we now homeowners in our late thirties but we were able to keep the very home that all three of our children were brought home to—and now we have the security to continue to raise them here. I cannot fault the team for all the hard work they put in. We couldn’t be happier; the hard work really has paid off!
Our mortgage broker service offers tailored, expert advice for clients in Chester and across the UK. Whether you’re buying your first home, moving house, remortgaging, purchasing a buy-to-let, or searching for a unique or historic property, we’re here to help.
Our modern, streamlined approach combines expert advice with the latest technology to make the mortgage process as smooth and stress-free as possible. From your initial consultation through to completion, we manage every stage on your behalf, keeping you informed every step of the way.
Our Chester mortgage brokers work closely with first-time buyers. We help you understand and enjoy the process of purchasing a new home, sharing your excitement with you from start to finish.
Moving home doesn't have to be stressful. We will guide you through to ensure a smooth transition that's both straightforward and enjoyable.
With so many remortgage options to choose from, it's easy to feel overwhelmed. Our expert support makes the process simple, and together, we'll create a clear strategy and provide tailored financial advice.
Our mortgage advisors in Chester welcome all landlords, including first-time landlords or those with more experience. We offer bespoke assistance when you buy or remortgage a rental property.
If you're a limited company director, we can help you secure a mortgage with a great deal. Despite your financial profile being somewhat complex to traditional lenders, we can provide a more tailored approach to support you.
CIS mortgages can be complex, which is why our Chester mortgage brokers are here to help by ensuring you have all the information you need to demonstrate affordability and income stability.
Our experienced team offers advice across a wide range of mortgage and protection solutions, including self-employed mortgages, bad credit mortgages, debt consolidation remortgages, shared ownership, shared equity, Joint Borrower Sole Proprietor (JBSP) mortgages, income protection, and mortgage protection (life and critical illness insurance), to name just a few. Whatever your circumstances, you’ll receive personalised, jargon-free advice and guidance from our highly experienced team, with recommendations tailored to your individual needs and goals.
JG’s Mortgages Services Limited’s Key Principles – Trust, Respect and Integrity.
These three principles build the foundations of JG Mortgage Services Limited’s brokerage. We will always put our customers first, guaranteeing that we always have our customers’ best interests at heart by providing the correct and most suitable advice.
At JG Mortgages, our mortgage brokers in Chester have access to a panel of high street and specialist lenders. We help you find the best mortgage for your personal situation, thanks to our knowledge, reliability, and jargon-free service. Appointments are available seven days a week, either online, by phone, or in person.
Our three core principles are trust, respect, and integrity. We always put our customers first and have their best interests at heart by providing the best-suited service and bespoke advice.
Fill out our contact form today to arrange an appointment with your Chester mortgage broker.
A mortgage broker helps you find and secure the right mortgage deal by comparing a wide range of lenders. At JG Mortgages, we handle the entire process for you, from sourcing the best rate to managing the application and liaising with third parties.
Yes, we cover a range of locations in the UK, including the nearby cities of Liverpool and Manchester.
Our broker fee is based on your individual circumstances and the complexity of your mortgage. We’ll always agree any fee with you upfront, with no hidden costs.
We never charge an upfront fee – our fee is only payable once we have successfully secured your mortgage. Existing clients can also benefit from our Client Loyalty Scheme, with reduced or waived fees on eligible remortgages and product transfers.
How much you can borrow depends on your income, financial commitments, credit history, and deposit size. Use our mortgage calculator at the top of our homepage for a quick estimate, or contact us for a more accurate figure.
Mortgage offers are issued within roughly 2 to 6 weeks, and remortgaging takes around 4 to 8 weeks. Our mortgage brokers in Chester will keep you updated throughout the process while working closely with estate agents, solicitors, and lenders to avoid delays.
Yes, Chester is a desirable place to live in the UK! The historic city and surrounding areas are home to a range of schools, walking routes, and local amenities that make it the perfect place to reside.