At JG Mortgage Services, we combine expert mortgage advice with a modern, streamlined approach to make the home-buying and remortgaging process as simple and stress-free as possible. As an independent mortgage broker based in Chester, we search a wide range of lenders to find a solution tailored to your individual circumstances.
From your initial consultation through to completion, we manage the entire process on your behalf, liaising with lenders, estate agents and solicitors, while keeping you informed every step of the way.
With market-leading technology, proactive communication and a dedicated Broker and Case Manager, we deliver a smooth, efficient experience backed by trusted five-star service.
EXCELLENT
Based on 251 reviews
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Jack MitchellTrustindex verifies that the original source of the review is Google.
We’ve just secured our mortgage through JG Mortgage Services, and I can’t recommend them enough. As a self-employed business owner, with my wife also working for the business, we knew our application might be a little more complicated than usual. We’d also made a significant investment in the business during the previous financial year, so although our performance over the past five years had been good overall, the recent accounts needed some explanation for potential lenders. Josh and Joel worked closely with me and my accountant, explaining exactly what would happen, what questions we might be asked, what to expect and roughly how long the process would take. Their experience with self-employed business owners really showed, and I felt reassured throughout. They helped the lender understand our business, the investment we’d made and why it had been planned. We’re very happy to say we received our mortgage offer with no issues at all! They made a very worrying time much more manageable, and I wouldn’t consider buying another house, rental property or any other property without first picking up the phone to these guys. Brilliant service. Thanks, JGM!Posted on Google![]()
Jade LWTrustindex verifies that the original source of the review is Google.
Absolutely brilliant service from both Josh & Joel! Thank you so much for all your help and support throughout our mortgage process. You’ve both been amazing and made everything so much more easier. We really appreciate all your time, effort and patience, we honestly couldn’t have asked for a better mortgage broker and would highly recommend you both to anyone! Just wish we’d have got in touch sooner with looking into our options! Excited for our next chapter which, you have both made possible 🏡Posted on Google![]()
Izzy DavisTrustindex verifies that the original source of the review is Google.
I honestly could not recommend JG mortgages enough! I was recommended them when initially looking for a house after becoming a single mum and being self employed. I was talked through what I could lend honestly. After deciding to a take a year getting more proof of income and saving, Josh got back in contact with me and has honestly took so much stress off me. I’ve managed to get accepted on a mortgage for a house I LOVE and never thought would be possible. JG has made a process I thought would be so stressful 1000 times easier and I couldn’t have done this without them! Would highly recommend them and honestly would never use anyone else after their service! Thank you so much lads!xPosted on Google![]()
Alex IacurtiTrustindex verifies that the original source of the review is Google.
I genuinely can’t thank Josh and Joel at JG Mortgage Services enough for all their help throughout the whole mortgage process. From start to finish, they have gone above and beyond to make what could have been a really stressful process feel so much easier. They were always on hand to answer questions, explain things clearly and keep me updated every step of the way. What really stood out to me was how much they took off my hands. They were constantly liaising with other third parties and chasing things up on my behalf while I was busy getting on with everything else. It made a massive difference knowing that things were being dealt with without me having to worry about every little detail. Both Josh and Joel have been incredibly helpful, professional and genuinely invested in getting everything sorted for me. You can tell they actually care about their clients rather than just seeing you as another application. I honestly couldn’t recommend JG Mortgage Services highly enough. If you’re looking for mortgage advice and make the whole process as straightforward as possible, I’d definitely recommend giving Josh and Joel a call. Thanks again lads, really appreciate everything you’ve done!Posted on Google![]()
Natalie GrayTrustindex verifies that the original source of the review is Google.
I couldn’t recommend Joel and Josh enough! As a first-time buyer, the whole mortgage process was completely new to me and, at times, quite overwhelming. Joel and Josh were absolutely brilliant throughout the entire process. They were always there to answer my questions, explain everything clearly and keep me updated, which made the whole experience so much easier and less stressful. They were incredibly helpful, professional and patient, and I always felt like they genuinely had my best interests at heart. Thanks to their hard work and guidance, I’m now officially mortgage approved and one step closer to getting my first home! 🏡❤️ I’m so grateful for everything they’ve done and would 100% recommend JG Mortgage to anyone, especially first-time buyers. Thank you so much !!Posted on Google![]()
Izzy HoskingTrustindex verifies that the original source of the review is Google.
After originally contacting JG Mortgages last year, they worked closely with us until we were able to get a better mortgage deal. They gave us genuinely human advice and there have been times where me and my partner have felt like we’re the only case that Josh and Joel have been dealing with because their communication is so thorough and they go way above and beyond what is normally expected of a mortgage broker. Josh and Joel are worth their weight in gold! We are so over the moon with that we’ve finally been able to get a full mortgage offer, despite it taking a little longer than expected to get there (which was through no fault of theirs), but are so excited to finally be moving into our dream first home!Posted on Google![]()
Ellie HarrisonTrustindex verifies that the original source of the review is Google.
Couldn’t recommend Joel and Josh enough! They have been so helpful throughout the entire process, answering all our questions and giving quick responses. Worth every penny!Posted on Google![]()
niamh dromgooleTrustindex verifies that the original source of the review is Google.
I cannot thank Josh and Joel enough for their help literally from start to finish of the whole process. They guided me and listened to all my silly questions as I really didn’t have clue where to start! Went above and beyond to help me secure the best deal. Thanks bothPosted on Google![]()
Jade MartinTrustindex verifies that the original source of the review is Google.
This is our third time using JG Mortgages and we wouldn’t use anyone else. Both Josh and Joel go above and beyond to provide an exceptional service! Communication is second to none and they really can’t do enough for you. Always receive excellent service and always recommend to friends. Thanks both!!Posted on Google![]()
BiancaSophiaTrustindex verifies that the original source of the review is Google.
Thank you so much! Josh and Joel were amazing from the beginning of the journey right to the end. They offer continual support throughout the whole process which is was invaluable to us. I couldn’t recommend enough♥️
Our mortgage broker service offers tailored, expert advice for clients in Chester and across the UK. Whether you’re buying your first home, moving house, remortgaging, purchasing a buy-to-let, or searching for a unique or historic property, we’re here to help.
Our modern, streamlined approach combines expert advice with the latest technology to make the mortgage process as smooth and stress-free as possible. From your initial consultation through to completion, we manage every stage on your behalf, keeping you informed every step of the way.
Our Chester mortgage brokers work closely with first-time buyers. We help you understand and enjoy the process of purchasing a new home, sharing your excitement with you from start to finish.
Moving home doesn't have to be stressful. We will guide you through to ensure a smooth transition that's both straightforward and enjoyable.
With so many remortgage options to choose from, it's easy to feel overwhelmed. Our expert support makes the process simple, and together, we'll create a clear strategy and provide tailored financial advice.
Our mortgage advisors in Chester welcome all landlords, including first-time landlords or those with more experience. We offer bespoke assistance when you buy or remortgage a rental property.
If you're a limited company director, we can help you secure a mortgage with a great deal. Despite your financial profile being somewhat complex to traditional lenders, we can provide a more tailored approach to support you.
CIS mortgages can be complex, which is why our Chester mortgage brokers are here to help by ensuring you have all the information you need to demonstrate affordability and income stability.
Our experienced team offers advice across a wide range of mortgage and protection solutions, including self-employed mortgages, bad credit mortgages, debt consolidation remortgages, shared ownership, shared equity, Joint Borrower Sole Proprietor (JBSP) mortgages, income protection, and mortgage protection (life and critical illness insurance), to name just a few. Whatever your circumstances, you’ll receive personalised, jargon-free advice and guidance from our highly experienced team, with recommendations tailored to your individual needs and goals.
JG’s Mortgages Services Limited’s Key Principles – Trust, Respect and Integrity.
These three principles build the foundations of JG Mortgage Services Limited’s brokerage. We will always put our customers first, guaranteeing that we always have our customers’ best interests at heart by providing the correct and most suitable advice.
At JG Mortgages, our mortgage brokers in Chester have access to a panel of high street and specialist lenders. We help you find the best mortgage for your personal situation, thanks to our knowledge, reliability, and jargon-free service. Appointments are available seven days a week, either online, by phone, or in person.
Our three core principles are trust, respect, and integrity. We always put our customers first and have their best interests at heart by providing the best-suited service and bespoke advice.
Fill out our contact form today to arrange an appointment with your Chester mortgage broker.
A mortgage broker helps you find and secure the right mortgage deal by comparing a wide range of lenders. At JG Mortgages, we handle the entire process for you, from sourcing the best rate to managing the application and liaising with third parties.
Yes, we cover a range of locations in the UK, including the nearby cities of Liverpool and Manchester.
Our broker fee is based on your individual circumstances and the complexity of your mortgage. We’ll always agree any fee with you upfront, with no hidden costs.
We never charge an upfront fee – our fee is only payable once we have successfully secured your mortgage. Existing clients can also benefit from our Client Loyalty Scheme, with reduced or waived fees on eligible remortgages and product transfers.
How much you can borrow depends on your income, financial commitments, credit history, and deposit size. Use our mortgage calculator at the top of our homepage for a quick estimate, or contact us for a more accurate figure.
Mortgage offers are issued within roughly 2 to 6 weeks, and remortgaging takes around 4 to 8 weeks. Our mortgage brokers in Chester will keep you updated throughout the process while working closely with estate agents, solicitors, and lenders to avoid delays.
Yes, Chester is a desirable place to live in the UK! The historic city and surrounding areas are home to a range of schools, walking routes, and local amenities that make it the perfect place to reside.