Remortgages.

At JG Mortgage Services Limited, we are your trusted nationwide mortgage and protection brokerage partner. We are here to navigate the complex landscape of all kinds of mortgage needs, including remortgages.

We understand that the world of mortgages can be overwhelming, with countless options and complex terminology. This is why we’re committed to providing you with expert guidance and transparent advice every step of the way.

With JG Mortgage Services Limited, you can trust that you’re in safe hands as we work together to secure the best possible outcome for your remortgage needs.

Enquire Now

Mortgage Calculator
£1000000
£0£2000000
£1000000
£0£2000000

Whether you’re looking to secure a better rate, release equity, or consolidate debts, our dedicated team is here to guide you through the remortgage process with expertise and transparency and help you achieve your goals.

Why Remortgage Your Home?

Remortgaging presents a multitude of opportunities for homeowners to optimise their financial situation, providing a strategic avenue to leverage the value of their property and enhance their financial well-being. Here are some of the common reasons why you may choose to remortgage.

 

As interest rates fluctuate, it is essential to periodically review your mortgage to ensure you’re getting the best deal possible and to maximise your savings potential. Securing a better rate is one of the primary motivations for homeowners to consider remortgaging

By exploring remortgage options, you can take advantage of favourable market conditions and secure a new deal with lower interest rates.

This not only reduces your monthly payments, but remortgaging allows you to switch to a new deal with lower interest rates, potentially saving you thousands of pounds over the life of your mortgage and providing long-term financial benefits and peace of mind.

As property values rise, homeowners accumulate equity, representing a valuable asset that can be tapped into for various purposes. Over time, if your property has increased in value, you have the option of remortgaging to release equity for home improvements, investments, or other financial needs. Remortgaging offers a convenient and flexible solution.

Releasing equity through remortgaging is a strategic move that leverages the appreciation of your property over time. Remortgaging enables you to access this equity, providing you with much-needed liquidity.

By accessing this equity through remortgaging, you gain much-needed liquidity, empowering you to make significant investments or address financial challenges with confidence and ease.

Remortgaging and releasing equity is a proactive approach to unlocking the potential of your home and achieving your long-term financial goals.

Remortgaging offers a strategic means to streamline your finances and alleviate the burden of high-interest debt.

If you have multiple debts with high interest rates, consolidating them into your mortgage can result in lower monthly payments and reduced overall interest costs. This can help simplify your finances and improve your cash flow.

If you have outstanding debts, such as credit card balances or personal loans, on your mortgage, you can benefit from the lower interest rates typically associated with mortgage loans.

This consolidation not only reduces your monthly payments but also lowers your overall interest costs, saving you money in the long run. It can assist in simplifying your financial obligations, replacing multiple payments with a single, manageable instalment.

Improving cash flow in this way enhances your financial stability and allows you to focus on achieving your long-term financial objectives.

Life is unpredictable, and change in circumstances is a natural part of life’s journey. Your financial needs may change over time, and remortgaging provides the flexibility needed to navigate these transitions seamlessly.

Whether you’re embarking on a new chapter by starting a family, investing in further education to advance your career, or confronting unforeseen financial challenges, remortgaging offers a viable solution to align your mortgage with your evolving needs.

By adjusting your mortgage terms, such as extending the repayment set period or accessing equity for essential expenses, you can ensure your financial arrangements remain in sync with your current circumstances.

This adaptability is an excellent option for many and empowers you to confidently embrace life’s changes while maintaining financial stability and security.

 
Recently sorted our remortgage with JG Mortgage Services and i really couldn’t be happier with the amazing service by Josh & Joel. It has been such a stress-free process to what I have experienced in the past. There has no need to chase for updates etc, Josh/Joel have been in contact with me straight away via email or WhatsApp. Any questions I’ve had have been answered promptly, the service has been truly impeccable. I loved how all figures sent to us were super easy to understand so we understood exactly what out finances would look like. Josh even managed to reduce our interest rate from what was originally advised with our provider which we are delighted about. This for me shown just how they go above and beyond to help their customers to the best of their ability. The service provided and dedication to customers is very important to JG Mortgage Services and this 100% shines through on their work.
Highly recommended and we will certainly be in touch when our mortgage is next due. If you are looking for a mortgage advisor I would highly recommend JG, for me there will be no other options to use going forward.

Kelly & Carl J – 17/11/2022

Why Choose JG Mortgage Services Limited?

At JG Mortgage Services Limited, we understand that every homeowner’s situation is unique.

That is why we always take the time to get to know our clients, as it helps us to assist you in offering personalised solutions tailored to your specific needs and objectives.

These are some reasons why you should choose us as your remortgage partner and what we can offer you.

Our team of experienced mortgage advisors possesses in-depth knowledge of the mortgage market, ensuring you receive personalised guidance tailored to your unique needs and circumstances.

We stay up-to-date with the latest trends and regulations in an ever-evolving mortgage market to provide you with expert advice and guidance every step of the way, always updating you on trends and changes when they happen to keep you in the loop.

This helps us provide you with informed advice and proactive recommendations to navigate the complexities of the mortgage landscape confidently.

You can trust us to keep you informed of any relevant trends or changes as they occur, empowering you to make well-informed decisions that align with your financial goals.

We take the time to understand your financial goals and objectives before recommending any remortgage solutions, recognising that your financial situation is unique. That’s why we prioritise understanding your individual needs and objectives before proposing any remortgage solutions.

Whether your goal is to save money on your monthly payments, release equity, or consolidate debts, we work with you to find the right solution for your needs.

By collaborating closely with you, we ensure that the remortgage solution we recommend is tailored to your specific circumstances, maximising its effectiveness in helping you achieve your financial goals.

We believe in transparency and honesty in all our dealings. From the initial consultation to the completion of your remortgage, you can trust us to provide clear and concise information, ensuring you’re fully informed throughout the process.
Your satisfaction is our top priority. Our dedicated team is committed to providing you with exceptional customer service, offering support and guidance at every stage of your remortgage journey.

Our Remortgage Process

Our remortgage process is designed to be simple, straightforward, and hassle-free. Here’s what you can expect when you choose JG Mortgage Services Limited.

We will begin by scheduling an initial consultation with one of our mortgage advisors. During this meeting, we’ll discuss your financial goals, current mortgage situation, and any specific requirements you may have.

Next, we will conduct a thorough financial assessment to determine your affordability and eligibility for remortgage. This will include reviewing your income, expenses, credit history, and other relevant factors to provide you with tailored remortgage options.
Based on your financial assessment, we will conduct extensive market research to identify suitable remortgage deals from our panel of mortgage lenders and compare interest rates, terms, and fees to find the most competitive options for your needs. This will save you a lot of time and hassle by having us by your side.

Once we have identified suitable remortgage options, we will present our recommendations to you, explaining the features and benefits of each option in clear and simple terms.

Any questions you may have, feel free to ask, and we will be more than happy to provide you with all the information you need to make an informed decision.

Once you’ve chosen a remortgage deal, we will assist you with the application process, helping you gather the necessary documentation and complete the required paperwork. We liaise with the lender on your behalf, keeping you updated on the progress every step of the way.

Finally, once your remortgage application has been approved, we oversee the completion process, ensuring a smooth transition to your new mortgage deal. We will arrange for the transfer of funds and handle any remaining administrative tasks, allowing you to relax and enjoy the benefits of your new mortgage.

Get Started Today With JG Mortgage Services Limited

Ready to unlock your home’s potential with a remortgage from JG Mortgage Services Limited?

Contact us today to schedule your free initial consultation. Whether you’re looking to save money, release equity, or consolidate debts, we are here to help you achieve your financial goals with confidence and peace of mind. We also know all the best mortgage deals if a remortgage is not what you are looking for.

Take the first step towards a brighter financial future with JG Mortgage Services Limited. We look forward to hearing from you.

chris rielly
chris rielly
2024-04-23
Trustindex verifies that the original source of the review is Google.
Fantastic Service throughout, communication excellent also.
Jo Andrews
Jo Andrews
2024-04-09
Trustindex verifies that the original source of the review is Google.
This is the second mortgage JG Mortgages have arranged for us and we simply wouldn’t go anywhere else. Josh and Joel are amazing, they go above and beyond, following up with lenders, solicitors and anyone else involved, making the process extremely smooth! We are super happy with the service they provide!
Eve Marley
Eve Marley
2024-03-28
Trustindex verifies that the original source of the review is Google.
Josh and Joel have been incredible throughout the whole process. Due to being a first time-buyer I was clueless but they have made the process smooth and stress free by explaining things to me in detail and answering any questions I have had so far. The communication has been great and I cannot thank them enough for the support they have provided me.
Nathan Griffith
Nathan Griffith
2024-03-28
Trustindex verifies that the original source of the review is Google.
Couldn’t fault them. Josh and Joel made us feel at ease through the whole process. Constantly in touch with us with every update either by phone call, text, WhatsApp group chat and face to face! They gave top suggestions for our solicitor and surveyor who we did go with in the end, and so glad we did! Very professional and for the price they offer it’s worth every penny and more! I would and will be recommending them to friends and family.
Sophie Hughes
Sophie Hughes
2024-03-28
Trustindex verifies that the original source of the review is Google.
Both Josh & Joel have been amazing throughout the whole process! As a first time buyer the process can seem quite daunting, but both have been very helpful and provided a fast service to any questions / queries we’ve had. Couldn’t be happier with the professionalism/service they’ve given.
Alex Parry
Alex Parry
2024-03-13
Trustindex verifies that the original source of the review is Google.
Josh and Joel really removed all stress from applying and being accepted for my first mortgage, explaining all the jargon to something that actually made sense!
Caitlyn Jade
Caitlyn Jade
2024-03-11
Trustindex verifies that the original source of the review is Google.
Was recommend JG Mortgage by my sister and brother in law as me and my partner were first time buyers and had no idea where to start but we are so glad we went with them! From the first meeting we had with Josh and Joel we felt so comfortable, they were friendly and very informative. They have helped us so much from start to finish and we will be recommending them to anyone we know!
Lloyd Hewitt
Lloyd Hewitt
2024-03-07
Trustindex verifies that the original source of the review is Google.
Great service from Josh & Joel. Kept in touch with me every step of the way. I would like to thank them both for the fast process and how helpful they have been. Highly recommend.
Gracia Castañon Nomparte
Gracia Castañon Nomparte
2024-03-07
Trustindex verifies that the original source of the review is Google.
Very good! Being first time buyers everything was new but they have been excellent explaining everything and making sure we understood everything, making the overall process easy! Very friendly and with a quick and easy booking system! Would definitely recommend!
Rachel C
Rachel C
2024-03-03
Trustindex verifies that the original source of the review is Google.
Amazing service from Joel & Josh. They made re mortgaging a very smooth and easy process! Communication was quick and informative. Thank you for everything

Request a Callback.