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First Time Buyer Mortgages

JG Mortgage Services Limited work closely with First Time Buyers, understanding and appreciating that the process can appear somewhat daunting at first. Purchasing your first-ever home should be one of the most exciting processes you will encounter within your lifetime, and we are here to ensure that is the case.

First Time Buyer

JG Mortgage Services Limited aims to offer a stress-free, friendly and professional approach towards helping first-time buyers secure their dream home. We understand the mortgage process can seem daunting when deciding to purchase your first home, and you may not know where to start.

Our experienced mortgage advisers are here to offer you a bespoke first-time buyer mortgage experience which is tailored to your individual circumstances in order to help you achieve your goals. The friendly team at JG Mortgage Services Limited will guide you every step of the way from the first conversation up until you receive the keys to your new home.

We take our time explaining how the process works as well as ensuring you understand the advice you are receiving until you are fully confident and understand the decisions you are making.

Enquire Now

Bespoke Advice

Tailored to your individual circumstances and goals.

Whole-of-Market

Access to high street and specialist lenders.

Hand-Held Service

From first conversation to collecting your keys.

Start your first time buyer journey by speaking with one of our mortgage experts.

Call us today to speak to one of our mortgage professionals: 01244 738422

Client Testimonials

      EXCELLENT  
   Based on 251 reviews 
    
 
 
 
   
 
 
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   Jack Mitchell 
 
 
 
 Trustindex verifies that the original source of the review is Google. We’ve just secured our mortgage through JG Mortgage Services, and I can’t recommend them enough.

As a self-employed business owner, with my wife also working for the business, we knew our application might be a little more complicated than usual. We’d also made a significant investment in the business during the previous financial year, so although our performance over the past five years had been good overall, the recent accounts needed some explanation for potential lenders.

Josh and Joel worked closely with me and my accountant, explaining exactly what would happen, what questions we might be asked, what to expect and roughly how long the process would take. Their experience with self-employed business owners really showed, and I felt reassured throughout.

They helped the lender understand our business, the investment we’d made and why it had been planned. We’re very happy to say we received our mortgage offer with no issues at all!

They made a very worrying time much more manageable, and I wouldn’t consider buying another house, rental property or any other property without first picking up the phone to these guys.

Brilliant service. Thanks, JGM!
  
 
      Posted on Google  
   
   Jade LW 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely brilliant service from both Josh & Joel! Thank you so much for all your help and support throughout our mortgage process. You’ve both been amazing and made everything so much more easier. We really appreciate all your time, effort and patience, we honestly couldn’t have asked for a better mortgage broker and would highly recommend you both to anyone! Just wish we’d have got in touch sooner with looking into our options! Excited for our next chapter which, you have both made possible 🏡
  
 
      Posted on Google  
   
   Izzy Davis 
 
 
 
 Trustindex verifies that the original source of the review is Google. I honestly could not recommend JG mortgages enough! I was recommended them when initially looking for a house after becoming a single mum and being self employed. I was talked through what I could lend honestly. After deciding to a take a year getting more proof of income and saving, Josh got back in contact with me and has honestly took so much stress off me. I’ve managed to get accepted on a mortgage for a house I LOVE and never thought would be possible. JG has made a process I thought would be so stressful 1000 times easier and I couldn’t have done this without them! Would highly recommend them and honestly would never use anyone else after their service! Thank you so much lads!x
  
 
      Posted on Google  
   
   Alex Iacurti 
 
 
 
 Trustindex verifies that the original source of the review is Google. I genuinely can’t thank Josh and Joel at JG Mortgage Services enough for all their help throughout the whole mortgage process.

From start to finish, they have gone above and beyond to make what could have been a really stressful process feel so much easier. They were always on hand to answer questions, explain things clearly and keep me updated every step of the way.

What really stood out to me was how much they took off my hands. They were constantly liaising with other third parties and chasing things up on my behalf while I was busy getting on with everything else. It made a massive difference knowing that things were being dealt with without me having to worry about every little detail.

Both Josh and Joel have been incredibly helpful, professional and genuinely invested in getting everything sorted for me. You can tell they actually care about their clients rather than just seeing you as another application.

I honestly couldn’t recommend JG Mortgage Services highly enough. If you’re looking for mortgage advice and make the whole process as straightforward as possible, I’d definitely recommend giving Josh and Joel a call.

Thanks again lads, really appreciate everything you’ve done!
  
 
      Posted on Google  
   
   Natalie Gray 
 
 
 
 Trustindex verifies that the original source of the review is Google. I couldn’t recommend Joel and Josh enough!

As a first-time buyer, the whole mortgage process was completely new to me and, at times, quite overwhelming. Joel and Josh were absolutely brilliant throughout the entire process. They were always there to answer my questions, explain everything clearly and keep me updated, which made the whole experience so much easier and less stressful.

They were incredibly helpful, professional and patient, and I always felt like they genuinely had my best interests at heart. Thanks to their hard work and guidance, I’m now officially mortgage approved and one step closer to getting my first home! 🏡❤️

I’m so grateful for everything they’ve done and would 100% recommend JG Mortgage to anyone, especially first-time buyers.

Thank you so much !!
  
 
      Posted on Google  
   
   Izzy Hosking 
 
 
 
 Trustindex verifies that the original source of the review is Google. After originally contacting JG Mortgages last year, they worked closely with us until we were able to get a better mortgage deal. They gave us genuinely human advice and there have been times where me and my partner have felt like we’re the only case that Josh and Joel have been dealing with because their communication is so thorough and they go way above and beyond what is normally expected of a mortgage broker. Josh and Joel are worth their weight in gold!

We are so over the moon with that we’ve finally been able to get a full mortgage offer, despite it taking a little longer than expected to get there (which was through no fault of theirs), but are so excited to finally be moving into our dream first home!
  
 
      Posted on Google  
   
   Ellie Harrison 
 
 
 
 Trustindex verifies that the original source of the review is Google. Couldn’t recommend Joel and Josh enough! They have been so helpful throughout the entire process, answering all our questions and giving quick responses. Worth every penny!
  
 
      Posted on Google  
   
   niamh dromgoole 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot thank Josh and Joel enough for their help literally from start to finish of the whole process. They guided me and listened to all my silly questions as I really didn’t have clue where to start! Went above and beyond to help me secure the best deal. Thanks both
  
 
      Posted on Google  
   
   Jade Martin 
 
 
 
 Trustindex verifies that the original source of the review is Google. This is our third time using JG Mortgages and we wouldn’t use anyone else. Both Josh and Joel go above and beyond to provide an exceptional service! Communication is second to none and they really can’t do enough for you. Always receive excellent service and always recommend to friends. Thanks both!!
  
 
      Posted on Google  
   
   BiancaSophia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you so much! Josh and Joel were amazing from the beginning of the journey right to the end. They offer continual support throughout the whole process which is was invaluable to us. I couldn’t recommend enough♥️

The First Time Buyer Experience

Purchasing your first home is an experience which you will always remember. This is likely to be one of the biggest financial commitments you make in your life up until now. We recognise and appreciate this.

It is vitally important to ensure you instruct a mortgage professional who has your best interests at heart who is willing to go the extra mile to ensure you receive the right advice as well as the best experience you could possibly receive.

JG Mortgage Services Limited pride ourselves in offering a bespoke service which enables you to sit back and relax whilst allowing the professionals to secure you the right mortgage deal as well as dealing directly with all third parties involved and most importantly keeping you fully updated every step of the way.

Using a Mortgage Broker

JG Mortgage Services Limited is an independent mortgage brokerage. This means that we have access to all different types of mortgage lenders and products. Our aim is to secure you with the most suited mortgage product as well as the most competitive mortgage deal available, to suit your individual financial needs and circumstances.

Our fully qualified mortgage professionals will be able to advise you on how much you can afford to borrow, as well as what mortgage deal is best suited to your circumstances, whilst also arranging your mortgage from the initial conversation through to the completion of your mortgage.

We will aim to take the stress away from you during the whole process by providing regular updates, as well as being your first point of contact, working with you to help to achieve the right advice for your needs and circumstances.

Access to high street & specialist lenders

Affordability assessments made simple

We handle estate agents & solicitors

Regular updates from start to finish

Request a Callback

At JG Mortgages, our mortgage brokers in Chester have access to a panel of high street and specialist lenders. We help you find the best mortgage for your personal situation, thanks to our knowledge, reliability, and jargon-free service. Appointments are available seven days a week, either online, by phone, or in person.

Our three core principles are trust, respect, and integrity. We always put our customers first and have their best interests at heart by providing the best-suited service and bespoke advice.

Fill out our contact form today to arrange an appointment with your Chester mortgage broker.

Late appointments are available upon request, please email info@jg-mortgage.com if you wish to arrange an appointment outside of our core hours.

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