Do you require expert advice from an independent mortgage broker in Wigan? At JG Mortgages, our mortgage professionals help you find a suitable lender and mortgage deal for your next home purchase.
We offer tailored mortgage advice and local expertise to our clients in Wigan. Whether you’re buying your first home in Ashton-in-Makerfield, moving to a new build in Orrell, or investing in a buy-to-let in Pemberton, we’ve got you covered. Rely on our dedicated team for expert, bespoke mortgage services.
✔️ Trusted mortgage brokers local to Wigan
✔️ Free consultation
✔️ Phone and video appointments
✔️ Direct handling of third parties
✔️ Access to a variety of lenders
Our brokers offer specialist services to help you find the right mortgage deal.
Is it your first time buying a home? If you’re looking for a first-time buyer mortgage, our trusted team can help you find the right lender. We offer advice on affordability and mortgage products, ensuring you’re well informed from your initial free consultation through to completion. Buying your first home doesn’t need to be stressful – let us make the process enjoyable and hassle-free.
We offer bespoke advice for individuals moving homes. Whether you want to downsize or move to a different area, we can support you throughout your journey. We’ll help you find a suitable mortgage deal while staying in close contact with third parties, such as solicitors and mortgage lenders, meaning you can focus on your house move. If you already have your next home lined up, we can also deal with estate agents on your behalf.
You can rely on us for jargon-free advice while remortgaging your home. We know the remortgaging process can be difficult to understand, so we’re here to guide you through. From better rates to releasing equity, there are many reasons to remortgage your property in Wigan. We’ll conduct a thorough income assessment, complete market research, and suggest the best recommendations for your circumstances.
Our mortgage brokers in Wigan work closely with both new and well-established landlords. We help those looking to buy or remortgage a rental property, offering advice and guidance to find the right buy-to-let mortgage product.
If you’re a limited company director, lenders may assess your income differently. Your unique income structure and financial profile may seem quite complex to more traditional lenders, but there’s no need to worry. We offer a tailored approach to situations like this, with a clear understanding of the issues people face when trying to secure a mortgage within this position. We’ll contact lenders who are experienced with self-employed applicants on your behalf.
We’ll assist contractors throughout the process of finding a suitable Construction Industry Scheme (CIS) mortgage. Our specialist brokers work with lenders that understand how CIS income is assessed, helping you demonstrate your income and explore suitable options to secure the right mortgage.
We work with clients across Wigan (WN) and the surrounding areas, inclduing the town centre, Standish, Ashton-in-Makerfield, Leigh, Hindley, and Atherton.
Based on a 4.5× income multiple.
This calculator provides estimates for illustrative purposes only and does not constitute mortgage advice, an affordability assessment or an offer of lending. Actual mortgage rates, repayments and the amount you may be able to borrow will depend on the lender, your income, expenditure, credit profile, deposit, property and personal circumstances. Lenders carry out their own affordability assessments. The illustrative income figure is calculated using the income multiple selected above and does not mean that you will be eligible to borrow that amount. Fees and other costs are not included.
Your mortgage broker in Wigan can offer a modern, streamlined process from enquiry to completion. You’ll receive tailored mortgage deals to suit your goals and lifestyle, with access to a friendly team of professionals for ongoing advice when you need it most.
We work with clients from a range of backgrounds who are looking for different types of mortgages. Let us take care of the legwork while you focus on your next chapter.
To learn more about how we can help secure your mortgage, complete our consultation form.
We have one office located at Grosvenor House, 104 Watergate Street, Chester, Cheshire, CH1 2LF.
If you’re travelling from Wigan:
Please note travel time may vary depending on your exact location. Most of our clients from Wigan communicate via phone or video, but you’re welcome to visit us in person.
The cost of using our mortgage broker in Wigan depends on your circumstances and the work involved in arranging your mortgage.
Before proceeding, your mortgage broker will confirm any fees that apply to your application to ensure you understand the costs from the outset. As an existing client, you may also benefit from our Client Loyalty Scheme, with reduced or no fees available on eligible remortgages and product transfers.
Yes, we offer a range of additional mortgage services:
If you’d like advice on any of the above, get in touch.
According to the Office for National Statistics, the average house price for properties bought with a mortgage in Wigan is £198,000.
We offer income protection and mortgage protection services, providing expert guidance on a range of protection products designed to give you and your family financial security in uncertain times. We can help protect your income if illness or injury stops you from working by exploring your options and choosing a policy that provides peace of mind. Your independent mortgage advisor in Wigan will help find protection so that your mortgage is covered in the case of unexpected events, keeping your home and finances secure for the future.
