What Does A Mortgage Broker Do?

Mortgage Broker holding a small house and using a calculator

When buying a house, many people struggle to find the right mortgage option for them. This is where a mortgage broker comes in. Simply put, a mortgage broker helps borrowers connect with lenders and looks for the best lender for the borrower’s interest-rate needs and financial situation. A mortgage broker serves as an intermediary between […]

Top 10 Mortgage Facts

man sat at table holding keys next to small house model

Mortgages are incredibly complex parts of life that many of us in the UK will have to think about at some point. There are so many important factors that you need to consider before making a start on your mortgage payments, meaning that there are plenty of interesting facts that you may need to know! […]

The Pros and Cons of Gifted Deposits

person holding coins next to a model of a house.

For most people in the UK, house prices can be a difficult thing to overcome and can take years to fully save up, even just for a deposit. A great way to navigate this is with the use of gifted deposits. In this blog, we are going to be discussing what gifted deposits are, how […]

What Does Under Offer Mean When Buying a House?

Two small houses with red and blue coloured roofs

The process of buying a house in 2024 can be a difficult one – there are so many tasks and processes to familiarise yourself with that it can be difficult to keep track of everything. One extremely common question we are asked as mortgage brokers is: “What does under offer mean?”… and the answer is […]

What is a Cheeky Offer on a House?

red and white sign post outside house for sale

When house hunting, you may come across a property you love but think the price is a bit too high. This is when you might consider making what’s known as a “cheeky offer.” But what exactly does that mean, and is it a good idea? At JG Mortgage Services, we’re here to guide you through […]

How to Make an Offer on a House: A Guide for Buyers

two people negotiating a contract for a house

When it comes to buying a home, the excitement of finding the right property is quickly followed by the task of making an offer. At JG Mortgage Services, we understand that this process can feel overwhelming, especially for first-time buyers. That’s why we’ve put together this step-by-step guide to help you with making an offer […]

How Do I Get Preapproved for a Mortgage?

contract signing for new home

Are you thinking about buying a home? Before you start house hunting, one of the most important steps you can take is to get pre-approved for a mortgage. At JG Mortgages, we’ve guided countless clients through this process, ensuring they are well-prepared to make a competitive offer when they find their dream home. In this […]

Is Chester a Nice Place to Live?

old Tudor-style building in Chester, England

Chester is a beautiful area located in the North West of England, just south of the Merseyside region where Liverpool resides. Overall, Chester is revered as a great place to live, particularly in the summer time with plenty of wonderful attractions to visit and many parks to go to. Chester is an incredibly lively area […]

First-Time Buyer Schemes You Need to Know About

keys in the door of someone's newly bought home

If you are looking to buy your first home, there are plenty of options available that will help you afford the mortgage sooner than you may have initially thought. These options are typically called first-time buyer schemes and are designed for those who may need an extra helping hand with buying their first home. The […]

10 Questions to Ask Your Mortgage Broker

three people sat down at table discussing mortgages

Buying a brand new home is a huge step forward in every person’s life, no matter whether this is your first property purchase or your fifth! Property buying can be a fairly complicated process if you do not have advice or expertise with you… but this is where a mortgage broker can help! Hiring a […]